Archive for January, 2011

INSTINCTS

Four Brother Birds were hatched late last spring in the far North Country near the Big Mountains. Mother and Father Bird cared for and eventually taught them how to fly. The parents also told their sons that they needed to be strong for the long flight south and to trust their instincts on which way to go.
Finally the day came to fly south for the winter. It was early one morning when Mother and Father Bird hopped onto the edge of their nest, sniffed the air and announced to the four brothers that their instincts had told them that this way was south and flew away.
The four brothers just looked at each other, somewhat dumbfounded, and watched their parents disappear over the Big Mountains. Big Brother Bird immediately hopped onto the edge of the nest, sniffed the air and announced to the rest that his instincts had told him that this way was south and flew off in a different direction.
Second Brother Bird promptly hopped onto the edge of the nest, sniffed the air and announced to the rest that his instincts had told him that this way was south and flew off in another direction.
Third Brother Bird followed suite and hopped onto the edge of the nest and took a long sniff of the morning air. He announced to the last brother that his instincts were telling him to fly south in a totally different direction. So, with a wave of a wing he flew away leaving the fourth brother all by himself.
Well, I’m here to tell you that Fourth Brother Bird was scare and a little confused but was a true trooper. He hopped onto the edge of the nest and looked with puzzlement at each direction his family had taken. He then put his beak between his legs and took an extra long sniff and quickly announced to himself, “My end stinks too, but it doesn’t tell me which way to go!”
THE MORAL OF THE STORY: Don’t let misinformation keep you grounded; take action, start your journey and correct your flight plan as you go- one way or another you will arrive sooner than later.

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START BUILDING YOUR FINANCIAL ARK Part I & II

James Rohn, a professional self-improvement and motivational speaker, wove many parts of The Bible into his lectures. Whether his listeners were a room full of corporate executives or an audience of Shaklee distributors, he believed that these stories had a spiritual foundation as well as a practical message for everyday living.
Mr. Rohn concluded that the successful people in the Bible who listened to good were considered the examples of what to do, how to do it and when it should be done. The failures, those who didn’t listen to good, were then considered the warnings of life; don’t do what these clods did because you’ll end up broke and miserable. In other words: When someone writes about your story into their book, will you be considered the example or the warning?
While growing up on a farm my world was full of adventure motivated by a child’s imagination with acres of farmland and hills to explore; and yes, I was a daydreamer. Without giving you a list of all my shortcomings, let’s just say listening to my parent’s instructions of do’s and don’ts kind of went in one ear and out the other. I was not a good example.
During those younger days I went to Sunday School and learned about ‘Noah and the Ark.‘ This story tells of when God told Noah to build this huge boat, the ark, before the earth would be completely flooded with water and thereby destroying mankind. I’m sure God told many others to do the same but it seemed Noah was the only person to listen and obey His instructions.
Noah was met with some resistance when he told the family what God had told him to do and was also ridiculed by neighbors when they saw him building the ark in the middle of the desert miles away from any body of water. But he persevered and obeyed his Father’s message.
The story continues that the other people did perish by the flooding waters while Noah saves his family and most of the animals of the earth (I guess he couldn’t fit the dinosaurs on) and eventually landed back on dry land. I learned that because Noah to listened the right message, his family was safe on the ark buoyant with hope and went on to ‘be fruitful, multiplied, and replenish the earth.’
That story taught to me to slow down and be more obedient to my folks. It forced me to become a better listener and, in most cases as I grew up, heeded the silent messages, the intuitions, that warns us of danger and inspires us to choose a certain path. I’ve been grateful many times over when serious farm accidents were avoided by that inner voice.
Today I’ve been listening to a different warning that our economy is slowly dying and the danger is silently collapsing our financial institutions with growing speed. What’s coming may not be Noah’s flood but a financial flood nonetheless that will devastate and wipeout financial holdings of any kind to those who do not heed and stay blind to the warnings. Those that listen will be able to protect their wealth and assets from the economical meltdown and be able to stay buoyant in the safety of their financial ark.
We have seen our retirement plans, 401K portfolios, shrink to half or more of what they have been and we are experiencing an unprecedented number of homeowners losing their homes to foreclosures. Unemployment is closer to 25% and we stood helpless when the government bailed out a bankrupt GM.
We watched Freddie Mac, Fannie Mae and the banking system collapsed in 2008 only to have all of their bad debts absorbed by our already ‘deep in debt’ government thereby raising the national deficit to over trillions dollars. When the 111th congress adjourned did you know that it had out- spent the combined 100 congresses before them. Talk about a government out of control and absolutely irresponsible if not insane.
Porter Stansberry, multi-millionaire and founder of Standsberry & Associates Investment Research, one of the largest and most recognized investment research companies in the world, had this to say of what‘s ahead: “I believe that we as Americans are about to see a major, major collapse in our national monetary system, and our normal way of life. Even before this (2008) crisis, our government was deeply in debt and the one thing that has saved the United States so far from bankruptcy is our country’s unique ability to be the only debtor in the world who can legally print U.S. dollars.”
The U.S. government can’t go broke in any ordinary sense of the word because it can simply print dollars to pay for its bad debts. (It’s been doing so since March of 2009) and since the America dollar has the status of having ‘World’s Reserve Currency’ it also has access to cheaper oil and the only country not having to pay in a foreign currency. But in printing more dollars, the Federal Reserve chief has increased the nation’s monetary base from $874 billion to $2 trillion, the dollar is losing it’s buying power; and if America loses it’s world status and oil is no longer priced in dollars, the price of oil for Americans will skyrocket immediately. Those unprepared will not be able to catch up.
Mr. Stansberry continues, “In short, when the U.S. dollar loses its spot as the world’s ‘reserve currency,’ it will cause a brutal downturn in the economy, which I expect will be about 10-times worse than the mortgage crisis of 2008…it will be massive inflation (hyperinflation), the likes of which we have never seen before. It will change our lives, overnight.”
In a recent issue The Wall Street Journal said, “Over the last year the stock market has followed a path eerily similar to 1937. First, a strong, rapid run to a recovery high – same pace, same magnitude. Then a correction – again, the same. Will we continue on the path that led the correction of 1937 into a collapse in 1938?
Somewhere on our way to the 21st century somebody changed the financial rules where the strategies of the 20th century no longer apply. Over the next few year, $50 Trillion Dollars is going to transfer from the “uninformed” to the “well informed.” More wealth will be lost than a any point in history…yet, more wealth will be acquired than at any point in history during this same period (and the same happened after the Stock Market Crash of 1939). What you know about money will determine which side you’ll be on.
Robert Kiyosaki explains in his book ’Prophecy’, “If you want to have a rich ark, (wealth protection) obviously you will need to dramatically commit to increasing your financial education.” I agree but don’t blame the wealthy for being rich, instead follow and copy their example or else get good at begging and stealing.
Right now the most valuable asset we all have, besides time, is information.
‘Building You Financial Ark’ Part I deals with why we must build a financial ark and Part II tell how to build that financial ark and stay buoyant for as long as it takes to get back to economical stability. I prefer not to have a collapsed economy but I also prefer to be ready if and when it does.
Stephen P. Davis

START BUILDING YOUR FINANCIAL ARK
Part II

Benjamin Franklin once said, Key Thought #1: “If a man empties his purse into his head, no man can take it away from him. An investment in knowledge always pay the best interest!” James Rohn continues with Key Thought #2: “The two major reasons for knowing is to (a) keep from getting hurt: ignorance is not bliss and (b) to benefit: like happiness, prosperity and wealth.”
My financial education began sometimes after 9/11 in 2001 which led me to ‘Rich Dad, Poor Dad’ by Robert Kiyosaki. He made a lot of sense. I raised my financial I.Q. and became involved with real estate but didn’t produce very much from any of that information. I let life get in the way.
Later I finally realized that it doesn’t matter how smart you are or how much you know and information you’ve accumulated, if you don’t take massive action on your information you’ll be left out in the cold just like anybody else without the information.
In other words, imagine yourself standing on train tracks with a train bearing down on your position; you have little time to get out of the way because the train is out of control and doesn’t care who’s in the way. You’re pointing at the train thinking, “Wow, there’s a train coming I’d better get off these tracks!“ If you don’t take immediate action based on your current information it’s all over for you.
Also, don’t be looking at our government to help save you and your family from the train tracks, remember, if the government couldn’t even save the city of New Orleans during hurricane Katrina, how in the world will it save an entire country when financial disaster comes barreling down towards it. Realize that it’s going to be up to you to recognize the dangers because this bureaucracy will be too busy with their own interests and much more concerned with saving itself. Key Thought #3: Take massive and heavy action on a great idea. James Rohn
And so this economical crisis has become my mission, to inform as many people as possible, like a voice from the wilderness, advocating what the experts are doing in protecting their assets and wealth from loss. Since I’m not the financial expert or analyst on dying economies from massive inflation, I am simply the messenger, a ’Paul Revere’ (Noah was the first). The experts have based their findings on financial numbers, economical indicators and historical facts of past empires who have had similar events occurring causing them to fail and collapse. You see, massive inflation has happened many times before (since the Roman Empire) and the new one coming down the tracks is going to make the 1939 Stock Market Crash look like a Sunday walk in the park. Key Thought #4: Don’t hand over motivation to someone else…reserve that job for yourself. J. Rohn
Now you don’t need to believe me or take my word for it and I’m not trying to scare you; I don‘t have time that. I’m just asking you to take some form of action on this information and see if it works for you; like trying on a new coat. If it’s a fit, great; if not, then simply put it back and move on. Key Thought #5: Most people prefer to get their information from the ’horses mouth’ rather than from the horses tail; it’s less messy that way! Papa SKWE-G’s Write Times
Recommendation #1: Start growing vegetable gardens; if you only have a back yard to use plow under your beautiful prize winning grass and plant your vegetables, you can’t survive on grass.
Joseph, the interpreter of dreams (The Bible), told Pharaoh that his dreams meant seven years of plenty then seven years of famine. When Pharaoh put Joseph in charge of the seven years of plenty Egypt had enough surplus to sell to other countries during the seven years of famine.
Our seven years of plenty have already passed, deflation has started and gas and food prices are going up. Glenn Beck has been ’strongly suggesting’ to start buying non-hybrid garden seeds and plant crisis gardens, as food insurance, should the economy go through a catastrophic meltdown.
That means you’ll learn how to preserve and store your bounty throughout the non growing season. When people are starving fresh food could become more valuable than gold and silver as a barter item. When our government is stockpiling food, shouldn’t we do the same?
Porter Stansberry states that, “If you live in an urban area, I recommend making sure you’ve got somewhere you can go as I firmly believe there could be riots, marches in the streets, bank runs, massive arrests, and periods of uncontrollable mayhem… I think there’s a very good chance we’ll see that in the next two years.”
My grandparents, the Davis family, lived on a farm during the ’Dirty Thirties’, the Great Depression, and grew most of their food. They had to work hard to keep the farm and survive but together they pulled through and overcame a great challenge. Key Thought #6: All values must be defended; family values, marriage values, religious values, economical values, conservative values. If not, all good will be attacked and taken. James Rohn
Recommendation #2: Open up a foreign bank account. The most aggravating part of this whole economy mess is that in the last two years the U.S. government has irresponsibly driven up the deficit from $200 billion to over $1.3 trillion dollars and are perpetuating this economical crisis with printing more fiat money.
Eventually they’ll become even more desperate and implement more policies to legally steal more of our money to save themselves from running out of revenue; like nationalizing 401K and private retirement plans. Do you honestly believe our current government is looking out for our best interests?
A foreign bank account will keep your money safe and beyond the reach of a desperate bureaucracy. As of now it’s perfectly legal to open an account and with less than $10,000 you do not have to report the assets; that‘s including all combined foreign accounts in your name. By the same deal individual members of your family could do the same thing in their separate accounts overseas and not report it. It’s all legal, for now.
Since foreign banks are not allowed to advertise in the U.S., let me suggest to you to look into the possibilities with Caye (Key) Bank in Belize. I understand that it’s a safer bank than most U.S. banks.
Key Thought #7: It’s not important to like the setup, but it is important to become a student and learn the setup. James Rohn
Recommendation # 3: Buy Gold and Silver: When the U.S. dollar loses its status as the world’s reserve currency, these precious metals are going to skyrocket beyond it current price. Gold may top $5000 or $6000 an oz, according to the experts, and silver may go as high as $187 an oz. Gold is now selling for just under $1,500 an oz and silver is selling just over $30 dollars an oz (12/30/2010). Personally, I’m buying as much silver as possible because it is believed that silver will serve a unique role during this currency crisis.
Holding bullion gold and silver (and other metals) in an overseas account is another private and secure way to keep assets out of the reach of a desperate government. It’s not reportable, nor do they generate taxable income until you sell them. Don’t try to store your bullion in an American bank because policies could be changed making it very hard to pull your assets out. The government could also make it illegal to own gold in America like they did 80 years ago.
An alternative is investing in Switzerland’s Zürcher Kantonalbank (ZKB) exchange-traded gold fund. ZKB is the state-run bank in the Swiss province of Zurich. ZKB is the third-largest bank in Switzerland, and is an extraordinarily safe institution. You’ll want to work with an experienced broker if you haven’t purchased foreign stocks before. Key Thought #8: “I’ve made gallons of lemonade when life handed me lemons; Imagine what I made when I inherited a barnyard.” Papa SKWE-G’s Write Times
Recommedation #4: Buy some land or farmland. As I’ve pointed out in my 1st recommendation food prices will become astronomical and more valuable than gold or silver. You could invest in the stock market for farmland stocks, buylease an actual farm or buy/lease a plot of ground somewhere, 1 to 5 acres and preferably away from metropolis’ or urban areas, to seriously grow your own food and avoid starvation, soup kitchens or government food lines.
When you have your plot of ground or farm you should be ready and able to protect your garden like Fort Knox. You’ll need to figure that out for yourself just as long as you protect you and your property legally.
On the other hand if you know that America is going to be too hot for you to stay then why not buy some real estate overseas? This asset is perhaps the best way to have an offshore account because it’s not reportable and if it generates no income then you pay no taxes. For years people have invested in foreign real estate and now have a portfolio worth millions in offshore accounts and far from the clutches of the American government.
The publications International Living and Live and Invest Overseas are two great resources for learning more about international real estate opportunities.
In addition, real estate can be made more liquid if you place it in a corporation or trust. This makes it easier to sell or transfer your assets.
Key Thought #9: Man who says “It can’t be done!” shouldn’t be saying it to woman who is doing it!! Chinese Proverb
Recommendation #5: Create a family Trust. The right sort of “trust” offshore can protect assets and provide tax-advantaged income. Trusts can be complex structures but are similar to a company except they are legal entities and only hold securities and assets. They are useful in protecting wealth and by using certain life insurance bought and owned by these trusts can even create more wealth by creating a family ‘bank‘ trust. You should speak to a lawyer to help you set this up. Key Thought #10: You may not be able to do all you find out, but you should find out all you can do. James Rohn
Recommendation #6: Bank on Yourself by Pamela Yellen: In 2007 I was introduced to this time-tested financial concept that lets you grow your money safely and predictably, even when stocks, real estate and other investments tumble.
The Bank On Yourself concept uses a whole life insurance policy that can beat the pants off your Wall Street and financial “gurus” such as Dave Ramsey and Suze Orman.
Research has shown that less than 1 in 1,000 advisors fully understands this is a type of policy and with a whole life policy, designed properly, you receive a pre-set and contractually guaranteed increase every year. Neither your principal nor your gains are lost when the stock or real estate markets tumble and the growth in this type of policy is both guaranteed and exponential, meaning it gets better every single year, simply because you stick with it. In other words, when you take out a loan with your family bank you must make sure your pay it back with interest. Even the government will be unable to take over and weasel their way into your bank.
Just think, now you don’t have to die for your family to benefit from an insurance policy. You get to live and benefit from a life insurance policy that will pay dividends, while not guaranteed, which have been paid every single year for over 100 years, by some companies, including the Great Depression. Key Thought #11: Forget the debate, ‘Is the glass half empty or half full?’, it’s wating your time & energy. Fill the glass up ’til it runneth over’ and live! Papa SKWE-G’s Write Times
Recommendation #7: Creating New Wealth NOW: I know and understand that most of you live paycheck to paycheck and don’t have extra sums of money laying around to buy land (let alone foreign land) or buy gold and silver plus store it in a Zurich vault. I just read that because of our 25% unemployment rate that some of you are enrolling into the military and the waiting list are near record levels. So I’m very much aware of what this economy is forcing people to do with what they do and don’t have.
The following three ideas is what I would do if I had a little money and wanted to create new wealth now. (I’m actually am doing the following three ideas) Remember, you can either buy into theses ideas and take action, or you can say no thanks, put it back and move on. For those in the military and already wealthy you can do these things too.
(A) January, being the first of the year, 2011, I would start buying vegetable seeds for your crisis garden and start planning on where you want your garden to grow this coming spring. Work out the details of how big, what to plant, what’s your source of irrigation, how to protect your crop, how to harvest it. If there‘s a surplus, will you sell it, barter it, preserve it for storage to eat come next winter. You’ll need to plan how much seed stock should you save for the next planting season.
At some point as inflation starts growing and evolves into hyperinflation your money resources may dwindle and dry up. Your garden could be the only thing sustaining you and your family as long you have taken security and protective measures from the usual suspects, lack of irrigation, weather, animals, weeds and insects.
Your biggest threat will be desperate and hungry people who didn’t listen or plan for an economical meltdown. BUT, they may have something you need in exchange for fresh food. That could be gold, silver (dollars will be worthless), property, a house or anything deemed an asset to you. If your garden expands and you need help then they may be more than willing to work for their food. Just be fair to both you.
Civility and being a good neighbor shouldn’t be thrown out the window just because of desperate times. Economical stability will eventually return and you will be remembered one way or another; one of the few who saved others or the SOB who starved children. I think you get the picture. Key Thought #12: If you plant a cup of corn in the Spring, you could harvest a bushel in the Fall. James Rohn
(B) Next, you need to talk to your family and find out together what the setup costs are for a legal family trust. Then compare that entity with a ‘Bank on Yourself’ whole life insurance policy (with dividends) and figure out which is best for you. Once you have either one, or both, of the ideas physically set up then start pooling your recourses and form an executive board to manage the family wealth.
You will find out that, by pooling your resources together, your family trust or bank will be able to exponentially grow and position itself to buy gold, silver and land more effectively. More importantly you have created a MasterMind Group with a built in Advisory panel, your family (or friends). Key Thought #13:THE POWER OF THE MASTERMIND; form groups who want the same as you; to exchange ideas, lend moral support, become better at presentations; you’ll have strength in numbers! Napoleon Hill’s THINK AND GROW RICH
(C) This next idea is so important to understand it incorporates the previous two ideas and justifies Mr. Franklin’s quote simply stated, “Invest in yourself for knowledge that will pay you the highest return.” In this case, it’s financial literacy.
From Start Building Your Financial Ark Part I, I stated that, “Over the next few year, $50 Trillion Dollars is going to transfer from the ‘uninformed’ to the ‘well informed.’ What you know about money will determine which side you’ll be on.” This process has already started and by the end of this year, 2011, we’ll be seeing more evidence of a widening gap between the ‘uninformed and the ‘well informed‘.
If you’re going to be serious about creating wealth NOW, you and your mastermind group will need a plan of action to fully understand how to become financially educated in order to legally and completely protect your family’s wealth from the financial scavengers of this world.
You will need a financial plan that will allow you to ‘earn while you learn’ and has already proven itself to work for others who carbon copied their energies, work ethics and plan of action after successful millionaires who did the same thing to get there. There is no re-inventing the wheel, just re-inventing you!
David Bach, author of #1 Best Seller, The Automatic Millionaire, has partnered with PRO University, an affiliate of Carbon Copy PRO, and has created and implemented a 5-year, 10-year and 15-year master plan to LIVE and FINISH RICH. He has also developed an ultra-exclusive master plan for total freedom. This is what I call building the ‘Ultimate Financial Ark.’
When I became an Automatic Millionaire member I dedicated myself to a plan of action and catapulted myself into a wealth of financial knowledge; and SO CAN YOU! My mission is to spread the message all over the world, like a Paul Revere, “Hyperinflation is coming, hyperinflation is coming!” and warn as many people as possible of the coming economical meltdown; and SO CAN YOU. My mission can become your mission, but time is short and you need to position yourself as soon as possible. To access my information click on: http://www.MYONLINEBUSINESSINCOM.COM.
The journey ahead may be difficult and arduous; and until our economy gets back on track our country will need you, and others, with your pioneer spirit to become the stewards of the land, the keepers of the U.S. Constitution and the protectors of our borders.
You need to take heavy action because you and your family depends on it because when a runaway train barrels over you the last thing you want to think or say, “Oh darn, I should have taken heavy action on my wealth plan.’’
Key Thought #14: Humans are remarkable; they can turn nothing into something, weeds into gardens, pennies into fortunes and disasters into success. Reach down deep inside you and come up with those remarkable changes. James Rohn

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